Roof Replacement Isn't Covered if Insurance Bought After Hailstorm Roof Replacement Isn't Covered if Insurance Bought After Hailstorm (At Home) - The Virginian Pilot

Roof Replacement Isn't Covered if Insurance Bought After Hailstorm Roof Replacement Isn't Covered if Insurance Bought After Hailstorm (At Home)

By The Virginian Pilot

  • Release Date - Published: 2008-02-02
  • Book Genre: Reference
  • Author: The Virginian Pilot
Our rating: 5/5 stars

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Roof Replacement Isn't Covered if Insurance Bought After Hailstorm Roof Replacement Isn't Covered if Insurance Bought After Hailstorm (At Home) The Virginian Pilot read online review & book description:

Recently, five out of seven of our neighbors in our cul-de-sac had their roofs replaced because of hail damage. The insurance companies involved verified hailstorms in the area. At our request, our insurance company sent someone to inspect our roof, who confirmed that it also has hail damage. The problem is that we purchased our house after the hailstorms. Our homeowners insurance will not cover damage that occurred before the policy was in place. The inspector we hired to inspect our house before we purchased did not notice any roof damage. Is it possible to file an insurance claim with the previous owner's insurance? Insurance is a complex issue, and I am not well-versed in that area. However, I suspect that because you did not have an insurable interest in the previous owner's policy, you cannot file that claim.

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